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MyConstant: A Leading Crypto Investment and Lending Platform

If you’re looking for a way to dive into crypto, NFTs, or even the wider metaverse, there are lots of options out there for you. However, it can be hard to find one platform that covers all three. OpenSea, for example, is the go to place for NFTs and the metaverse. There are also many reputable crypto exchanges like Binance,, and Kraken.

MyConstant is different. It has long served as a gateway for crypto and helps you to use your crypto assets without having to sell them, but recent developments has seen the platform move into NFTs and the metaverse. Intrigued? Let’s find out more.

Introducing MyConstant

Launched in 2019, MyConstant has become a leading crypto-backed investment and lending platform. It has served over 180,000 customers from all over the world, with the majority being based in the United States.

To date, MyConstant has matched over $150 million worth of crypto-backed loans, giving opportunities for borrowers and investors alike. And what’s more, at the time of writing, no investor in the platform has lost their initial investment.

As we pointed out earlier, the platform is rapidly growing and in the last few months. It has added new features such as the MyConstant debit card, NFTs and the announcement of a new cryptocurrency - the MCT Token.

This is clearly an ambitious project, with a vision to take MyConstant into the metaverse. The signs are promising for the platform but what’s in it for you?

MyConstant’s Investment Products

To begin with, we’ll take a look at some of the core investment products that have been around for a while. As a peer-to-peer lending platform, it enables you to earn interest by lending either fiat currency, like USD, or cryptocurrency. For fiat, you can earn up to 7% APR, which is a much healthier return than your average bank account.

If you have cryptocurrency, the return could potentially be even higher - up to 12% APY. Of course, there are some strings attached to that but we’ll take a look at that a bit later.

As you can see, there’s a variety of ways you can earn interest on this platform. Let’s take a more in-depth look at each product.

Instant Access

Instant access is MyConstant’s most flexible account, where you can deposit and withdraw at any time. In the time your funds sit in this account, it will be earning you 4% APY, until you withdraw it for free. While it might not sound like a lot compared to the other rates, 4% APY is still 50 times higher than the rate you’ll get at most major banks, with the same flexibility.

And with the new debit card, you can spend the money directly from the platform.

Crypto-Backed Lending

If you’re willing to trade a little flexibility with higher interest rates, then Crypto-Backed Lending could be the product for you. You can make fixed-term loans for 30-days, 90-days, or 180 days to earn between 6% and 7% APR, increasing with the length of term.

It works by your money going into a lending pool, which is available for borrowers to use. To get the loans, borrowers will need to put up between 150% and 200% of the loan value as collateral. If the value of that collateral falls below the 110% threshold, the loan will be sold in order to repay you - at no loss.

According to MyConstant, to date, no investor has lost any money on the platform.

Crypto Lend

Now, this is the interesting bit. Another core product of MyConstant is Crypto Lend. Again, like the Instant Access product, you can withdraw for free at any time, earning 4% APY with most cryptocurrencies, like BTC, ETH and BNB.

However, you can now earn 12% APY with USDT and USDC. Crypto Lend is MyConstant’s anytime-withdrawal investment account for cryptocurrencies. Your interest is paid and compounded every second in the same cryptocurrency you use to invest, and you can withdraw anytime for free. MyConstant has also capped investments at $3M to ensure it can cover investor losses in cases where it or its partners are at fault.

MCT Token

As we touched on previously, the platform is entering an exciting new phase, particularly with MCT Token. According to the company, the MCT Token represents its ambition to become a bridge between traditional banking and the metaverse.

Once you get hold of MyConstant’s native token, you’ll enjoy special discounts and find it easier than ever before to trade digital assets, Here’s some o the other benefits in a nutshell:

· Earn more: When you invest in MyConstant’s platform using MCT token, you will earn 20% more interest.

· Cut the cost of borrowing: MCT holders will enjoy a 20% reduction in borrowing fees on MyConstant.

· Pay less for NFTs: Use MyConstant token to pay for NFTs and enjoy a 50% discount on fees.

· Reduced fees on Crypto Swaps: You will be able to enjoy a 50% discount on Crypto Swaps fees.

· Manage all your digital assets in one place: By having MCT tokens, you will be able to fully utilize our platform for borrowing, investing, and even spending – with the MyConstant debit card.

The coin isn’t available on the market yet - that will come in a few months time - but you can still be among the first to earn MCT tokens for free with MyConstant’s special Airdrop event.

MyConstant: On the Cusp of the Metaverse

MyConstant has proven to be a solid platform so far, seemingly resistant to the volatility of the crypto market. We can’t guarantee you that it will be a success but it certainly has some exciting times ahead. Its vision to be a bridge between traditional banking and the metaverse is an admirable one, and will pay dividends if they can pull it off.

As with any investment, there are risks. Borrowers can default, and you could lose your loan and interest. However, according to MyConstant, no investor has lost out in its 3 years in existence.

And today, you can earn up to 12% APY by lending crypto, which is compounded every second. There aren’t many places offering investment opportunities like that.
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"কসবা উপজেলা বিএনপির সাঃ সম্পাদক

সাবেক ভি পি,কসবা উপজেলা মাটি ও মানুষের নেতা মুহাম্মদ ইকলিল আজম ভাইয়ের তীব্র নিন্দা ও প্রতিবাদ জানিয়ে বিবৃতি""""

গত ২৭ সেপ্টেম্বর ২০২০ইং একটি দৈনিক নিউজ "দৈনিক মানবজমিন" পত্রিকা ব্রাহ্মণবাড়িয়া জেলার গণমানুষের নেতা কসবা-আখাউড়া বিএনপির জননন্দিত নেতা আলহাজ্ব কবীর আহমেদ ভূইয়ার নামে একটি মিথ্যা বানোয়াট , ভিত্তিহীন উদ্দেশ্য প্রণোদিত মনগড়া সংবাদ প্রচার করেন, যাহার আজো কোন সত্যতা নেই।

আজ এক বিবৃতিতে জনাব ইকলিল আজম কসবা উপজেলা জাতীয়তাবাদী পরিবার [কসবা উপজেলা বিএনপি,পৌর বিএনপি ,উপজেলা যুবদল,,উপজেলা ছাএদল ও সকল সহযোগী ও অঙ্গ সংগঠনের পক্ষ থেকে এই মিথ্যা সংবাদের তীব্রনিন্দা ও প্রতিবাদ জানিয়েছেন

প্রচারেঃ সিরাজুল হক ইমু

সাধারণ সম্পাদক পদ প্রার্থী কসবা উপজেলা ছাত্রদল।

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International fashion designer Priyanka Mallick joined at COP27, Egypt.

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The United Nations Climate Change Conference COP27 closed with a breakthrough agreement to provide “loss and damage” funding for vulnerable countries hit hard by climate disasters.

“This outcome moves us forward,” said Simon Stiell, UN Climate Change Executive Secretary. “We have determined a way forward on a decades-long conversation on funding for loss and damage – deliberating over how we address the impacts on communities whose lives and livelihoods have been ruined by the very worst impacts of climate change.”

Set against a difficult geopolitical backdrop, COP27 resulted in countries delivering a package of decisions that reaffirmed their commitment to limit global temperature rise to 1.5 degrees Celsius above pre-industrial levels. The package also strengthened action by countries to cut greenhouse gas emissions and adapt to the inevitable impacts of climate change, as well as boosting the support of finance, technology and capacity building needed by developing countries.

Creating a specific fund for loss and damage marked an important point of progress, with the issue added to the official agenda and adopted for the first time at COP27.

Governments took the ground-breaking decision to establish new funding arrangements, as well as a dedicated fund, to assist developing countries in responding to loss and damage. Governments also agreed to establish a ‘transitional committee’ to make recommendations on how to operationalize both the new funding arrangements and the fund at COP28 next year. The first meeting of the transitional committee is expected to take place before the end of March 2023.

Parties also agreed on the institutional arrangements to operationalize the Santiago Network for Loss and Damage, to catalyze technical assistance to developing countries that are particularly vulnerable to the adverse effects of climate change.

COP27 saw significant progress on adaptation, with governments agreeing on the way to move forward on the Global Goal on Adaptation, which will conclude at COP28 and inform the first Global Stocktake, improving resilience amongst the most vulnerable. New pledges, totaling more than USD 230 million, were made to the Adaptation Fund at COP27. These pledges will help many more vulnerable communities adapt to climate change through concrete adaptation solutions. COP27 President Sameh Shoukry announced the Sharm el-Sheikh Adaptation Agenda, enhancing resilience for people living in the most climate-vulnerable communities by 2030. UN Climate Change’s Standing Committee on Finance was requested to prepare a report on doubling adaptation finance for consideration at COP28 next year.

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The author Writer Bhaiya finally spoke about his life and revealed where he hailed from

Writer Bhaiya, also known as Aditya Singh, is an Indian Author who published the book “The Cycle of Reasons: — 24 Reasons”

Writer Bhaiya has been yielding unreleased compositions for years when publishing houses were more well-known than self-publishing. On the occasion of his birthday, he addressed a group and shattered his curtain of silence when questioned about his childhood, career, and personal life.

Statement over Early Life

In response to a question regarding how his life drove him to reserve Writer Bhaiya as a pen name unintentionally; as mentioned by him on his Instagram story, the beloved author Writer Bhaiya made the following statement:-

“I go by the pen name Writer Bhaiya online as a token of love, but as the proportion of people is cognizant, my forename is Aditya Singh stepped into the world at merely six months as a premature baby in Mumbai on October 2nd.

In the 20th century, my family immigrated to Mumbai from Bihar. I attended high school in Mumbai. As a young child, I caused trouble and was typically mischievous to everybody around me. I grew up to be a reserved person in school after a certain age as a response to childhood and generational trauma.

Everything in 2016 began abruptly as a part of my chaotic life when I began to express myself with a pen in my hand on a piece of paper after sobbing one day over not being able to express myself how I wanted to. As a teen, I started to compose Hindi Shayari and poems. I eventually started penning fictional short tales, poetry, and letters devoted to my friends with compassion and love. My life took unexpected turns in 2017, which bounded me to chronicle my suffering in a journal.

I joined Instagram in 2017. In 2018, I began sporadically sharing my writings on Instagram Stories. My composed piece of prose on stories caught the attention of my loved ones & acquaintances more often than in everyday life, where I would disguise most of my crafted work. As time passed, my acquaintances began referring to me as a WRITER. Pairing the title my companions drew me and the premise that I was a Bihari dwelling in Mumbai, some people alluded me as Bhaiya in an unkind and insulting manner, prompting me to share the title: — Writer Bhaiya as my PEN NAME.

In the years 2017 and 2019, I suffered from depression twice. I battled ADHD struggles for years without recognising it was ADHD, and have been dealing with anxiety and panic attacks for two years. Since 2018, I have produced unpublished works every year and have worked as a ghostwriter for a year on different platforms.”

Statement over Career

Writer Bhaiya outlined his family in regard to his story to a person in the group who hugged him and sobbed in front of him questioning; if people are worthy of lingering as writers despite disobeying their parents.

“My family was unaware of the outcome of fear I held to my heart to notify them that I had released my first book after penning articles for entities and ghostwriting for savings on the internet because I had never aspired in childhood to stand destined as an author.

In 2022, I published a book titled “The Cycle Of Reasons:- 24 Reasons” as everyone present here is aware.

In an effort to; safeguard one life, I penned 24 reasons to continue existing in the world and journeying as a wanderer in pursuit of serenity and tranquilly and to recognise his responsibility to others as a writer and a debut author. Follow where your heart leads you with your career,” says Writer Bhaiya implies them that they can if they have a lamp in their hearts.

Statement over Personal life

Adding to his previous answer, Writer Bhaiya said, “I was born in a Hindu Family. I had strong ties with my family while I was young, but as I became a grown-up, my ties with them were erratic and periodically unfortunate as the clash of trauma made me numb as a teen.”

In striving to retain a boundary among his personal, social, and professional lives, writer Bhaiya adheres to a professional code of ethics. As a response, he denied politely asking to refrain from such questions, which made limited information to be verified; about his personal life in general.

However, he is said to have a girlfriend who has been with him since they were in high school.

His depression in 2019 drove him to consider suicide a second time, and he disclosed as considerably on Instagram, saying that if the light didn’t break through the sea of his darkness, he almost gave up on life.

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